Net Net Books — Privacy Policy

Last updated: August 5, 2026

This Privacy Policy explains what information Net Net Books (“we,” “us”) collects, how we use it, and the choices you have. By using the Service, you agree to this policy. Your use of the Service is also governed by our Terms of Service.

1. Information We Collect

Account information. Name, email address, and password when you create an account.

Financial data. Transactions, account balances, categorizations, and other bookkeeping data you enter, import, or connect to the Service (for example, through a bank feed).

Payment information. If you purchase a subscription, payment is processed by a third-party payment processor. We do not store full card numbers.

Usage data. Basic technical information such as device type, browser, IP address, and how you interact with the Service, used for security and to improve the product.

2. How We Use Your Information

We use your information to:

  • Provide, maintain, and improve the Service
  • Power features you use, including automated and AI-assisted categorization
  • Communicate with you about your account, security, and updates
  • Detect and prevent fraud, abuse, and security incidents
  • Comply with legal obligations

We do not sell your personal information or your financial data. We do not use your financial data for advertising.

3. AI Features

Some features use artificial intelligence to categorize transactions or generate suggestions. Your data may be processed by third-party AI service providers solely to provide these features. We do not permit these providers to use your data to train their models.

4. Sharing Your Information

We share information only with:

  • Service providers who help us operate the Service (hosting, payment processing, bank data aggregation, AI processing), under contracts limiting their use of your data
  • Legal authorities when required by law, subpoena, or to protect rights and safety
  • A successor entity if we are involved in a merger, acquisition, or sale of assets (we will notify you before your data becomes subject to a different privacy policy)

5. Data Retention

We keep your data while your account is active. If you close your account, we delete or anonymize your data within [90] days, except where we must retain it for legal, security, or accounting purposes. You can export your data at any time before closing your account.

6. Security

We use reasonable technical and organizational measures to protect your data, including encryption in transit and at rest. No system is perfectly secure, and we cannot guarantee absolute security.

7. Your Choices and Rights

You can access, correct, export, or delete your data through the app or by contacting us. Depending on where you live, you may have additional rights (such as under the California Consumer Privacy Act or Washington's My Health My Data Act, if applicable). To exercise any right, contact us at the address below.

8. Children

The Service is not intended for anyone under 18, and we do not knowingly collect information from children.

9. Changes to This Policy

We may update this policy. If we make material changes, we will notify you by email or in-app before the changes take effect.

10. Contact

Privacy questions or requests: hello@netnetbooks.com